Disclaimer & Terms of Use

1. No Financial Advice

dollartocedis.com ("the Website," "we," "us," or "our") provides currency conversion tools and exchange rate information for informational purposes only. The content on this Website:

• Does NOT constitute financial, investment, tax, or legal advice
• Does NOT constitute a recommendation to buy, sell, or exchange any currency
• Does NOT create any fiduciary relationship between us and you
• Should NOT be used as the sole basis for any financial decision

We are not a licensed financial advisor, broker, dealer, or currency exchange service. We do not facilitate, process, or execute any currency exchange transactions.

2. Exchange Rate Information

The exchange rates displayed on this Website are:

• Indicative only: Rates shown are mid-market reference rates and may not reflect the actual rates offered by banks, foreign exchange bureaus, money transfer services, or other financial institutions
• Subject to variation: Actual exchange rates may differ significantly due to spreads, fees, commissions, and other charges applied by financial service providers
• Not real-time: Rates are updated periodically (approximately once per day) and may not reflect current market conditions
• Sourced from third parties: Exchange rate data is obtained from third-party sources which we believe to be reliable, but we cannot guarantee the accuracy, completeness, or timeliness of such data

3. No Warranty

THE WEBSITE AND ALL INFORMATION, CONTENT, AND SERVICES PROVIDED HEREIN ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties of accuracy, reliability, or completeness of information
• Warranties that the Website will be uninterrupted, timely, secure, or error-free
• Warranties that defects will be corrected
• Warranties that the Website is free of viruses or other harmful components

4. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DOLLARTOCEDIS.COM, ITS OWNERS, OPERATORS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY:

• Direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses arising from currency exchange transactions
• Damages resulting from reliance on exchange rate information
• Damages arising from errors, omissions, or inaccuracies in the data
• Damages arising from unauthorized access to or alteration of your data
• Any other damages of any kind

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damages.

IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

5. User Responsibilities

By using this Website, you acknowledge and agree that:

• You are solely responsible for verifying exchange rates with your chosen financial service provider before conducting any transaction
• You will not rely solely on the information provided on this Website to make financial decisions
• You understand that exchange rates fluctuate constantly and the rates shown may be outdated by the time you view them
• You are responsible for seeking independent financial advice if needed
• You use this Website at your own risk

6. Third-Party Data Sources

Exchange rate data displayed on this Website is sourced from third-party providers. We do not control, endorse, or assume responsibility for any third-party content or data. The inclusion of third-party data does not imply endorsement or guarantee of its accuracy.

We make reasonable efforts to ensure the data is accurate, but we cannot verify the accuracy of all information provided by third parties and disclaim any liability for errors or omissions in such data.

7. No Commercial Relationship

This Website does not facilitate currency exchange transactions. We do not:

• Buy, sell, or exchange any currency
• Act as a broker, dealer, or intermediary for currency transactions
• Hold, transfer, or process any funds
• Receive commissions or compensation from currency exchange transactions
• Have any commercial relationship with banks or forex bureaus

8. Indemnification

You agree to indemnify, defend, and hold harmless dollartocedis.com, its owners, operators, affiliates, licensors, service providers, employees, agents, officers, and directors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt arising from:

• Your use of and access to the Website
• Your reliance on any information obtained from the Website
• Your violation of these Terms
• Your violation of any third-party rights
• Any financial transactions you conduct based on information from this Website

9. Modifications to Terms

We reserve the right to modify, amend, or update this Disclaimer and Terms of Use at any time without prior notice. Changes become effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the modified terms.

We encourage you to review this page periodically to stay informed about our terms.

10. Governing Law

This Disclaimer and Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from or relating to the use of this Website shall be subject to the exclusive jurisdiction of the competent courts.

11. Severability

If any provision of this Disclaimer and Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

12. Entire Agreement

This Disclaimer and Terms of Use, together with our Privacy Policy, constitutes the entire agreement between you and dollartocedis.com regarding your use of the Website and supersedes all prior agreements and understandings.